Loan Amount LTV FICO
$2,000,000 85% 700
$2,500,000 80% 700
$1,500,000 80% 660
$2,000,000 75% 660
Primary Residence
Purchase / R&T 85% FICO 700+
Cash-Out 75% FICO 660+
Second Homes
Reduce LTV 10%
SFR, MAx LTV 85%
2-4, Condos (Warrantable and Non- Warrantable) and Modular - Max LTV 80%
Rural greater than 10 acres 70%
Max CLTV: 90%
Institutional Seconds Only
Maxinum 75% LTV
$500,000 >= 65% LTV
$1,000,000 under 65%
6%
Citizenship: US, Permanent Resident Alien
Non-Permanenet Resident Alien (with US Credit and acceptable Visa)Permanent